/* Practical tools and service pages share the site's established type and colors. */
.utility-intro{padding-top:30px;padding-bottom:32px}
.utility-intro .breadcrumbs{margin-bottom:28px}
.utility-intro h1{font-size:clamp(38px,5vw,66px);line-height:1.06;max-width:940px;margin:12px 0 20px}
.utility-lede{max-width:800px;font-size:19px;line-height:1.65;color:#53667b}
.utility-text-button{font:inherit;font-weight:600;background:none;border:0;padding:12px 0;color:#2055b2;text-decoration:underline;text-underline-offset:4px;cursor:pointer;min-height:48px}
.utility-text-button:hover{color:#0a213d}
.utility-text-button:focus-visible,.needs-field input:focus-visible,.visitor-tool:focus-visible,.help-shortcuts a:focus-visible{outline:3px solid #2865d1;outline-offset:5px}
.visitor-tools{padding-top:56px;padding-bottom:56px}
.visitor-tools .section-heading{margin-bottom:24px}
.visitor-tool-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.visitor-tool{display:flex;flex-direction:column;color:#0a213d;text-decoration:none;border-top:3px solid #2865d1;padding:26px;background:#fff;box-shadow:0 2px 16px #0a213d06}
.visitor-tool .eyebrow{font-size:12px;letter-spacing:1.4px}
.visitor-tool h3{font-size:27px;line-height:1.16;margin:12px 0}
.visitor-tool p{color:#53667b;margin:0 0 22px}
.visitor-tool-action{margin-top:auto;color:#2055b2;font-size:15px;font-weight:700;text-decoration:underline;text-underline-offset:4px}
.visitor-tool:hover{background:#eaf1fb}
.form-privacy-link{font-size:14px;padding:14px 18px;background:#f4f7fa;margin:0 0 20px;border-left:3px solid #2865d1}
.footer-help{font-weight:700}
.needs-topline{display:flex;align-items:center;justify-content:space-between;gap:24px;border-top:1px solid #d9e2ec;border-bottom:1px solid #d9e2ec;padding:10px 0;margin-bottom:26px}
.needs-topline p{margin:0;font-size:14px;max-width:690px;color:#53667b}
.needs-topline strong{color:#0a213d}
.needs-topline button{flex-shrink:0}
.needs-layout{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(300px,1fr);align-items:start;gap:46px}
.needs-directions{margin:0 0 20px;color:#53667b;font-size:15px}
.needs-layout fieldset{border:0;border-top:1px solid #d9e2ec;padding:22px 0 26px;margin:0;min-width:0}
.needs-layout legend{font-size:20px;font-weight:700;padding:0 12px 0 0;line-height:1.4}
.needs-layout legend span{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:#e5eefc;color:#2055b2;font-size:14px;margin-right:10px}
.needs-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.needs-field{min-width:0}
.needs-field label{display:block;font-weight:700;font-size:15px;margin-bottom:8px}
.needs-input-wrap{display:flex;align-items:center;border:1px solid #8c9cad;border-radius:4px;background:#fff;overflow:visible}
.needs-input-wrap>span{padding-left:16px;color:#53667b}
.needs-input-wrap input{width:100%;min-width:0;font:inherit;font-size:18px;line-height:1.5;border:0;background:transparent;border-radius:4px;padding:12px 14px;color:#0a213d}
.needs-field input[aria-invalid=true]{outline:2px solid #ac2525;outline-offset:-1px}
.needs-hint{font-size:14px;line-height:1.55;color:#53667b;margin:8px 0 0}
.needs-group-hint{font-size:14px;color:#53667b;margin:-6px 0 18px}
.needs-field-error{font-size:14px;line-height:1.5;color:#982121;margin:8px 0 0}
.needs-error-summary{background:#fff0f0;border-left:3px solid #ac2525;color:#7b1d1d;padding:16px;margin-bottom:24px}
.needs-buttons{display:flex;gap:20px;align-items:center;flex-wrap:wrap}
.needs-buttons .button,.needs-result .button{font:inherit;font-weight:700;cursor:pointer;border:0}
.needs-notice{font-size:14px;min-height:24px;margin-top:12px;color:#53667b}
.needs-summary{padding:30px;background:#eaf1fb;border-top:4px solid #2865d1;position:sticky;top:116px;min-width:0}
.needs-summary h2{font-size:34px;line-height:1.12;margin:14px 0 20px}
.needs-summary p{margin-bottom:18px}
.needs-formula{border-top:1px solid #c6d5e9;border-bottom:1px solid #c6d5e9;padding:22px 0;margin:24px 0;font-size:19px;line-height:1.8}
.needs-formula span{color:#53667b;font-size:15px}
.needs-formula strong{display:block;font-size:19px}
.needs-gap{font-size:clamp(30px,4vw,48px);font-weight:700;line-height:1.15;color:#2055b2;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.needs-breakdown{margin:24px 0;border-top:1px solid #c6d5e9}
.needs-breakdown>div{display:flex;justify-content:space-between;gap:16px;border-bottom:1px solid #c6d5e9;padding:12px 0;font-size:14px}
.needs-breakdown dd{margin:0;font-weight:700;overflow-wrap:anywhere;text-align:right}
.needs-result-note{font-size:14px;color:#53667b}
.needs-result-actions{display:flex;flex-direction:column;align-items:flex-start;gap:8px}
#needs-result{scroll-margin-top:110px}
#needs-result:focus{outline:2px solid #2865d1;outline-offset:10px}
.utility-reading{padding-top:52px;padding-bottom:64px;max-width:850px}
.utility-reading h2{font-size:36px;line-height:1.14;margin-bottom:22px}
.utility-reading>p{margin:20px 0}
.help-shortcuts{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-bottom:56px}
.help-shortcuts a{padding:20px;border:1px solid #c5d4e6;border-radius:4px;color:#0a213d;background:#fff;font-weight:700;text-decoration:none;line-height:1.5}
.help-shortcuts a:hover{border-color:#2865d1;background:#eaf1fb}
.help-shortcuts span{display:block;font-size:13px;color:#2055b2;letter-spacing:1px;margin-bottom:6px}
.help-layout{display:grid;grid-template-columns:minmax(0,2fr) minmax(280px,1fr);gap:60px;padding-bottom:64px;align-items:start}
.help-section{border-top:1px solid #d9e2ec;padding:32px 0;scroll-margin-top:114px}
.help-section h2{font-size:36px;line-height:1.15;margin:12px 0 20px}
.help-section p{margin:18px 0}
.help-side{background:#eaf1fb;padding:28px;position:sticky;top:116px}
.help-side h2{font-size:32px;line-height:1.15;margin:14px 0 20px}
.help-side p{margin:16px 0;font-size:15px}
.help-side .help-number{margin:10px 0 20px;font-weight:700}
.help-side hr{border:0;border-top:1px solid #c5d4e6;margin:24px 0}
.help-side h3{font-size:24px}
.how-timmy-works{padding:64px 0;background:#eaf1fb}
.trust-heading{display:grid;grid-template-columns:1.2fr 1fr;align-items:end;gap:50px;margin-bottom:36px}
.trust-heading h2{font-size:clamp(34px,4vw,50px);line-height:1.1;margin:14px 0 0}
.trust-heading>p{font-size:18px;color:#425873;margin:0}
.trust-steps{list-style:none;padding:0;margin:0 0 36px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}
.trust-steps li{border-top:1px solid #bacce2;padding-top:18px}
.trust-steps li>span{color:#2055b2;font-size:14px;font-weight:700}
.trust-steps h3{font-size:27px;margin:10px 0 12px;line-height:1.2}
.trust-steps p{margin:0;color:#425873}
.trust-details{display:grid;grid-template-columns:1fr 1fr;gap:40px;border-top:1px solid #bacce2;padding-top:30px}
.trust-details h3,.trust-fees h3{font-size:28px;line-height:1.2;margin-bottom:16px}
.trust-details p{margin:16px 0}
.carrier-names{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin:0;padding:0}
.carrier-names li{font-weight:700;font-size:15px;background:#fff;border:1px solid #c5d4e6;padding:8px 14px}
.trust-state-link{display:block;margin-top:12px}
.trust-fees{border-top:1px solid #bacce2;margin-top:30px;padding-top:26px}
.trust-fees p{max-width:900px;margin:0}
.privacy-layout{display:grid;grid-template-columns:230px minmax(0,760px);gap:64px;padding-bottom:64px;align-items:start}
.privacy-toc{position:sticky;top:116px;display:flex;flex-direction:column;border-top:3px solid #2865d1;padding-top:16px}
.privacy-toc a{display:block;padding:12px 0;border-bottom:1px solid #d9e2ec;color:#0a213d;font-weight:600}
.privacy-body section{border-top:1px solid #d9e2ec;padding:28px 0;scroll-margin-top:110px}
.privacy-body h2{font-size:32px;line-height:1.15;margin-bottom:20px}
.privacy-body p{margin:16px 0}
.privacy-body a{overflow-wrap:anywhere}
.privacy-services{margin:20px 0}
.privacy-services>div{padding:18px 0;border-bottom:1px solid #d9e2ec}
.privacy-services dt{font-weight:700;margin-bottom:8px}
.privacy-services dd{margin:0}
@media(max-width:1000px){.needs-layout{gap:26px;grid-template-columns:minmax(0,1.3fr) minmax(280px,1fr)}.needs-summary{padding:24px}.help-layout{gap:30px}.help-shortcuts{grid-template-columns:repeat(2,minmax(0,1fr))}.visitor-tool-grid{gap:14px}.visitor-tool{padding:20px}.visitor-tool h3{font-size:24px}.privacy-layout{gap:36px;grid-template-columns:200px minmax(0,1fr)}}
@media(max-width:820px){.utility-intro{padding-top:20px;padding-bottom:26px}.utility-intro .breadcrumbs{margin-bottom:20px}.utility-lede{font-size:17px}.needs-layout,.help-layout,.privacy-layout{grid-template-columns:1fr;gap:28px}.needs-summary,.help-side,.privacy-toc{position:static}.needs-summary{max-width:none}.needs-summary h2{max-width:600px}.needs-topline{gap:14px;align-items:start}.needs-topline p{max-width:500px}.trust-heading{grid-template-columns:1fr;gap:22px}.trust-steps{gap:20px}.trust-details{gap:28px}.privacy-toc{display:flex;flex-direction:row;flex-wrap:wrap;gap:8px 24px}.privacy-toc a{padding:10px 0;font-size:15px}.help-shortcuts{margin-bottom:30px}#needs-result,.help-section,.privacy-body section{scroll-margin-top:96px}.visitor-tool-grid{grid-template-columns:1fr}.visitor-tool{padding:24px}.visitor-tool h3{font-size:28px}.visitor-tool p{margin-bottom:12px}.visitor-tools{padding-top:36px;padding-bottom:36px}}
@media(max-width:540px){.needs-page .utility-intro{padding-top:16px;padding-bottom:12px}.needs-page .utility-intro .eyebrow{display:none}.needs-page .utility-intro h1{font-size:32px}.needs-page .utility-lede{font-size:16px}.needs-page .utility-intro .breadcrumbs{display:none}.needs-page .needs-topline{padding:10px 0;margin-bottom:18px}.needs-page .needs-directions{margin-bottom:16px}.utility-intro h1{font-size:35px;margin-bottom:16px}.utility-intro .eyebrow{font-size:12px}.needs-topline{display:block;padding:14px 0}.needs-topline button{padding-bottom:0}.needs-fields{grid-template-columns:1fr;gap:22px}.needs-layout legend{font-size:19px}.needs-buttons{gap:6px;align-items:stretch;flex-direction:column}.needs-buttons .button{width:100%;font-size:15px;padding-left:14px;padding-right:14px}.needs-buttons .utility-text-button{align-self:flex-start}.needs-summary{padding:24px 20px}.needs-summary h2{font-size:32px}.needs-gap{font-size:38px}.needs-breakdown>div{flex-wrap:wrap;gap:4px 16px}.needs-result-actions .button{font-size:15px}.utility-reading{padding-top:40px;padding-bottom:44px}.utility-reading h2,.help-section h2{font-size:32px}.help-shortcuts{gap:10px}.help-shortcuts a{font-size:14px;padding:16px 12px}.help-section{padding:28px 0}.help-side{padding:24px}.trust-steps,.trust-details{grid-template-columns:1fr;gap:26px}.how-timmy-works{padding:44px 0}.trust-heading h2{font-size:38px}.trust-heading>p{font-size:17px}.privacy-body h2{font-size:29px}.privacy-layout{padding-bottom:40px}.privacy-body section{padding:24px 0}}
@media print{body.needs-page{background:#fff!important;padding:0!important}.needs-page .site-header,.needs-page .site-footer,.needs-page .mobile-contact,.needs-page .review-float,.needs-page .breadcrumbs,.needs-page .needs-topline,.needs-page .needs-buttons,.needs-page .needs-result-actions,.needs-page .utility-reading,.needs-page .needs-notice{display:none!important}.needs-page .wrap{width:100%;max-width:none}.needs-page .utility-intro{padding:0 0 15px}.needs-page .utility-intro h1{font-size:28px}.needs-page .utility-lede{font-size:12px}.needs-page .needs-layout{display:block}.needs-page .needs-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 25px}.needs-page fieldset{padding:10px 0 14px;break-inside:avoid}.needs-page legend{font-size:16px}.needs-page .needs-field label{font-size:12px;margin-bottom:3px}.needs-page .needs-field input{font-size:14px;padding:5px 10px}.needs-page .needs-hint,.needs-page .needs-group-hint,.needs-page .needs-directions{font-size:11px;line-height:1.3}.needs-page .needs-summary{position:static;padding:15px;margin-top:20px;border:1px solid #8c9cad;background:#fff;break-inside:avoid}.needs-page .needs-summary h2{font-size:24px;margin:8px 0}.needs-page .needs-gap{font-size:30px}.needs-page .needs-summary p{font-size:12px;margin:8px 0}.needs-page .needs-breakdown{margin:12px 0}.needs-page .needs-breakdown>div{padding:6px 0}.needs-page #needs-result:focus{outline:none}}